Payments
Every payment, initiated and approved in one workflow.
Initiate intercompany and supplier payments inside Nilus, screen them, and route them through your approval policy — then export a bank-ready instruction file. One workflow, one audit trail, no more approvals over email and spreadsheets. Direct bank delivery is on the near-term roadmap.
Initiation & intercompany
Create intercompany and supplier payments from one screen, pre-filled from any expected transaction, PO, or invoice already in Nilus. No re-keying into bank portals — each payment carries its context from the moment it is created.
- Intercompany and supplier payments in one workflow
- Pre-filled from expected transactions, POs, and invoices
- No re-keying across bank portals
- Full context and audit trail on every payment
Configurable approval workflow
Maker-checker by design. Build an approval process as lean or as deep as your policy needs — amount thresholds, per-user approval limits, and multiple approver tiers. The creator submits, approvers review and release, and every step is logged.
- Maker-checker with creator / approver separation
- Amount thresholds and per-user approval limits
- Multi-tier approval chains
- Every approval and rejection logged
Thresholds and tiers configured to your policy.
Fraud & sanctions screening
Every payment is screened for fraud, sanctions, and duplicates before release — against multiple watchlists, not a single source. Suspicious payments are held for review instead of going out the door.
- Fraud, sanctions, and duplicate screening on every payment
- Screened against multiple watchlists
- Suspicious payments held for review
- Screening result kept on the audit trail
Bank-ready payment files
Today, Nilus generates a bank-ready payment instruction file you upload to your bank portal — covering ACH, wire, SEPA, and RTP. Direct bank delivery over SWIFT and partners, settlement status, and automatic invoice matching are on the near-term roadmap.
- Generates a bank-ready payment instruction file (CSV)
- Covers ACH, wire, SEPA, and RTP
- Upload straight to your bank portal today
- Direct delivery, settlement status & invoice matching — coming next
The agentic layer
Agents do the work. You make the calls.
Schedule them, or just ask. The agents below work this module continuously — building the position, watching for risk, and surfacing what needs a decision. You come in to review the analysis and approve, instead of assembling it by hand.
Payment Orchestration
Routes funds across accounts and entities, optimizing for timing, cost, and policy compliance.
Payment Initiation
Creates and submits payments from expected transactions — pre-filled and ready for approval.
Payment Controls
Enforces limits, thresholds, and policy on every payment before it can be released.
Payment Anomaly Detector
Flags payments that break from normal patterns — amount, payee, or timing — before they go out.
Scheduled Payments
Queues and releases recurring and future-dated payments on schedule, within policy.
Intercompany Transfers
Moves and nets funds between entities, with the right approvals and a full audit trail.
See it on your real data in 24 hours.
Connect your real bank accounts. No sandbox, no slide deck — your position, forecast, and idle cash, live.