Every agent in the Fabric.

Data Quality & Reconciliation

Connects all accounts, ingests ERP data, and auto-tags transactions in real time - matching bank records against your books and flagging breaks before they compound.

Create / Suggest Rules By Patterns

Analyzes your transaction history and suggests categorization rules based on observed patterns - by institution, counterparty, and behavior.

Treasury Policy Engine

Validates treasury actions against your company's policies before execution - checking payment limits, approval requirements, and compliance thresholds in real time.

Payment Anomaly Detector

Learns your normal payment rhythms per vendor and per customer - amounts, timing, frequency.

Payments Monitoring

Monitors high-value payments, applies payment controls, and flags transactions for review before they create downstream problems.

Split Transaction

When a single transaction spans multiple cost centers, vendors, or cash flow types, this agent splits it into sub-transactions with different amounts and categories - without affecting the books.

ERP Posting Readiness

Runs pre-posting checks across your transaction data - journal entry validation, data completeness, and exception lists - so nothing reaches the ERP in a broken or incomplete state.

Create Category

Creates new cash flow categories - inflow, outflow, or internal transfer - conversationally.

Create Cash Flow Rule

Creates categorization rules that automatically tag transactions based on patterns - by counterparty, institution, amount range, or transaction type.

Financial Instrument Import

Imports financial instruments - including payroll, tax obligations, loan repayments, FX settlements, hedge settlements (options, forwards & collars), dividends, factoring settlements, and other exp...

Payment Controls

Runs a structured control sweep across all outgoing payments from the last 14 days, detecting anomalies and potential duplicate payments before they become problems.

High-Value Payments

Lists the highest-value outgoing payments from the last 14 days, organized for treasury oversight.

Payment Review

Summarizes all outgoing payments from the last seven days - by vendor, amount, category, and account - giving the team a structured weekly view of where cash has moved.

Payment Initiation

Triggers a payment initiation flow directly from within Nilus, supporting file-based, self-created, and ERP-sourced payments.

Payment Orchestration

Routes funds across accounts and entities, optimizing for timing, cost, and policy compliance.

Cash Rebalancing

Automatically rebalances cash across accounts to optimize liquidity positioning - moving surplus from accounts sitting above their targets into accounts running lean.

Intercompany Transfers

Executes and tracks transfers between affiliated companies and subsidiaries - with full audit trail and approval workflow built in.

Scheduled Payments

Schedules and manages recurring payments with customizable timing and rules - so regular vendor payments, payroll contributions, and recurring obligations run automatically within your treasury pol...

Communication Hub

Triggers outbound communications based on treasury events - payment confirmations, approval requests, invoice information requests - so the right stakeholder hears the right thing at the right time...

Request Invoice Info

Sends automated requests for missing or additional invoice information directly to the relevant counterparty - triggered by gaps detected in the payment or reconciliation workflow.

ERP Updates

Pushes reconciled data and journal entries back into your ERP system automatically once transactions have been processed and approved in Nilus.

Accounting Updates

Syncs financial data to accounting systems for accurate bookkeeping - pushing completed transactions, categorizations, and adjustments through automatically once approved.

CRM Updates

Updates CRM records with current collection status and payment history automatically - so the commercial team always has an accurate picture of customer payment behavior without the treasury having...

System Sync

"Analysis"

Writes treasury decisions and outcomes back to your ERP, accounting system, and CRM automatically - so the data in Nilus and the data in your core systems stay aligned, without manual re-entry or r...

Cash Data Q&A

"Can I just ask a question?"

A conversational interface where anyone on the team can ask plain-English questions over their live balance and transaction data - no SQL, no analyst required, no waiting.

Global Cash Visibility

"Where does all our cash actually sit right now?"

Surfaces total cash consolidated across all subsidiaries, banks, and currencies in a single view - with breakdown by each dimension so the team can instantly see where cash is concentrated, where i...

Cash Crunch & Surplus Monitor

"Will I run out - or sit on too much?"

Uses pattern recognition - not static rules - to detect when cash is trending toward critically low or unusually high levels before a hard limit is hit.

Anomaly Detection

"Are there any unusual transactions this month I should know about?"

Scans all transactions for the current month, flags unusual patterns for review, and surfaces each anomaly with context - what's unusual, what the baseline looks like, and the recommended action.

FX & Exposure Monitor

"What is my currency risk right now?"

Tracks multi-currency positions across every entity and account in real time.

Vendor Spend Analyzer

"Where is my money going?"

Analyzes outgoing payments to surface vendor-level patterns - total spend over time, period-over-period changes, top vendors by volume, and vendors with rapidly growing outflows.

Working Capital Intelligence

"Where is value being created or left on the table?"

Analyzes the full working capital cycle - cash conversion, DPO and AP strategy, DSO and collections performance - and surfaces where cash is being tied up unnecessarily.

Cash Position Tracker

"Where does my cash stand right now?"

Pulls balances from every connected account and consolidates them into a single live view - with three-month trend lines and AI-generated narrative explaining why cash moved up or down, which accou...

Daily Liquidity Alerts

"Will I get surprised?"

You set minimum and maximum targets at the organization, subsidiary, or account level.

Cash Pooling

"Are my cash pool and sweep structures actually working as intended?"

Analyzes cash pool and sweep structures across entities to identify whether liquidity is being concentrated and deployed efficiently.

Cash Concentration

"Am I too exposed to a single bank?"

Analyzes how cash is distributed across banking institutions and flags when a disproportionate share is held with a single bank.

Cash Exposure

"How much of our cash is exposed to currency risk right now?"

Maps FX exposure based on cash balances by currency across all entities and accounts.

Country & Bank Risk

"Where are we most exposed geographically and institutionally?"

Summarizes country risk and bank risk exposure across all cash and payment flows, highlighting concentration and high-risk exposures.

Liquidity Risk & Policy Monitor

"Am I inside my policy limits?"

Monitors liquidity stress indicators and trapped cash positions continuously - surfacing policy breaches before they become board-level conversations.

Policy Monitoring

"Are all our entities staying within their minimum cash requirements?"

Checks minimum cash policy compliance across all entities continuously and flags any breaches in real time.

Liquidity Pattern Spotter

"What's changing that I'm not seeing?"

Not every risk trips an alert.

Collections & Dependency Monitor

"Who do I depend on too much?"

Tracks incoming payment patterns by customer - declining frequency, shrinking amounts, lengthening gaps between payments - and flags when too much of your cash depends on too few sources.

Net Cashflow Trends

"Is our overall cash position improving or deteriorating - and why?"

Shows net cashflow trends over the last three months, highlighting periods with significant changes and identifying the categories and counterparties driving them.

Period Comparison

"How does this month compare to last month - and what's driving the difference?"

Compares cashflow between the current month and the previous month, summarizing key differences in inflows, outflows, and net position.

Deposit Trends

"How should I be reinvesting my deposits based on trends in my inflows?"

Tracks deposit activity over the last three months and surfaces the trends driving changes - by account, entity, customer, or category.

Expected Items Status

"Where do things stand on what's due to come in this month?"

Summarizes the status of all expected items for the current month - what's arrived, what's pending, and what's at risk of not arriving on time.

Overdue Items

"What's overdue and who needs to be chased?"

Tracks all overdue expected items and flags them for follow-up and collection action.

Collection Probability

"Which expected items are actually likely to come in on time?"

Assesses collection probability for each outstanding expected item based on historical payment behavior, counterparty patterns, and current signals.

FX Sensitivity & Hedging

"How sensitive is our cash position to FX moves - and is our hedging strategy keeping up?"

Estimates FX sensitivity across your live cash positions and reviews your current hedging strategy against that exposure.

DSO & Collections

"How long are customers actually taking to pay - and who should we be calling first?"

Analyzes DSO trends and proposes a collections prioritization view ranked by impact - not just days outstanding.

DPO & AP Strategy

"Are we paying vendors too early - and what would it cost us to wait?"

Analyzes days payable outstanding trends and outlines an AP timing strategy that balances vendor relationships with cash flow optimization.

Budget vs. Forecast vs. Actuals

"How does what we planned compare to what we forecasted - and what actually happened?"

Upload your annual budget once and get an instant three-way comparison against the Nilus forecast and your actuals - giving treasury a direct line of sight between the FP&A budget and what's actual...

Weekly Cash Intelligence Brief

Every week, agents compile opening and closing balances, total inflows and outflows, internal transfers, top transactions, week-over-week comparisons, notable threshold breaches or anomalies, and A...

Variance Narrative

Generates a ready-to-share narrative explaining cash movement versus the prior month - in clear, executive-friendly language.

Executive Reporting

Generates board-ready summaries automatically - variance narratives, weekly briefs, and liquidity overviews that communicate the state of cash clearly to non-treasury audiences.

Board Liquidity Summary

Creates a board-ready summary of liquidity position, key risks, and strategic updates - structured for a non-treasury audience and ready to drop into a board pack without formatting.

Forecasting & Runway

Generates rolling cash forecasts from your actual transaction and balance data - not spreadsheet assumptions.

Cash Forecast By Bank

Breaks down the cash forecast by individual bank account so treasury sees where cash will be at the account level where liquidity decisions actually get made - with intraday and multi-period views ...

Cash Runway

Estimates cash runway using the current cash balance and recent net cash flow trend - under base, average, and conservative scenarios.

Variance Analysis

Compares forecast against actuals for the last four weeks and summarizes forecast accuracy by category, account, and time horizon.

Liquidity Stress

Assesses liquidity under stress scenarios - running the cash position against adverse assumptions to evaluate where a crunch could emerge and how severe it could get.